Here are some of the most common life provisions and terms that you may find in your life insurance policy. (You may also wish to take a look at our tabular comparison of common types of life insurance policies.)

• Acceleration of benefits
• Beneficiary
• Cash value and loans
• Dividends and dividend options
• Double indemnity
• Extended insurance, premium waiver
• Guaranteed insurability
• Ownership and assignment clauses
• Participating policies
• Riders
• Settlement options