Checking Credit Reports

If an applicant is going to be handling large sums of money or exercising financial discretion at your business, you may want to run a credit check. Unless you're worried about the applicant stealing money or expensive equipment, a credit check probably won't be necessary. There are a lot of federal restrictions on credit reports, so doing them can be more trouble than it's worth.

What's in a credit report? A credit report will include the following information about the applicant:

What's not in a credit report? Credit reports do not provide information on:

There are a number of things to consider if you decide to run a credit check.